Pennsylvania LTD Information Blog Blog

If you have long-term disability (LTD) insurance through your employer, you may have heard the term “ERISA” thrown around. But what is ERISA, and how does it impact your LTD coverage? Understanding the basics of this federal law can help you navigate the complex world of disability benefits and protect your rights as an employee. […]

Dealing with a long-term disability can feel overwhelming. You worry about your health, your ability to work, and how you will support yourself and your family. If you have long-term disability (LTD) insurance, you may feel relieved when your claim is approved. But when does long-term disability start? The answer depends on several factors, including […]

A long-term disability changes your life. In addition to coping with your medical condition, you may worry about how you will pay your bills and support yourself and your family. One of the most pressing concerns is often health insurance. How will you maintain coverage while you are unable to work? Understanding who pays health […]

Divorce brings significant changes and challenges to every aspect of your life. When you or your soon-to-be ex-spouse also has a long-term disability, the situation becomes even more complex. Long-term disability (LTD) benefits can represent a substantial asset and source of income, raising questions about property division, alimony, and child support. If you are going […]