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AMERICA’S TRUSTED DISABILITY INSURANCE LAWYERS
We represent the disabled in disability insurance…
The application process for disability insurance benefits can be challenging with endless paperwork, doctor forms, and medical records being required endlessly. We can help.
Once denied, the appeal process may be your only chance to submit evidence to protect your benefits. You truly need a lawyer to appeal, before a lawsuit is your only option.
Applications and appeals proving disability are denied. If so, there may come a time when your only remaining option is to file a lawsuit. We sue insurance companies to recover the benefits you are owed.
Lump sum settlements can occur at various stages of the disability claim process. We can negotiate with the insurance company on your behalf to recover the most money possible.
We focus our practice of law on long term disability, individual disability, and short term disability insurance claims.
No money up front.
No attorney fee unless you are paid the disability benefits you are owed.
We explain and help you navigate the important details.
day elimination period
month pre-existing condition period
of your pre-disability income
months of own occupation benefits
days to file an appeal
wage requirement for any occupation
days to provide proof of loss
years old is maximum duration
FROM OUR BLOG
While every LTD insurance policy is different, the definition of disability will usually change from “own occupation” to “any occupation” after a certain number of months. This change occurs under most policies after 24 months of disability payments. The "any...read more
Genuine lawyers for genuine…
Our experienced disability lawyers can help you and your family in this uphill battle.