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Pennsylvania LTD Information Blog

June 22nd, 2025

Long-Term Disability for Self-Employed Individuals: What You Need to Know

If you’re self-employed, you already juggle a lot—clients, operations, and income stability. What happens if you become too sick or injured to work and unable to work? Unlike traditional employees, you don’t have the luxury of a company-sponsored disability plan. That’s why understanding long-term disability for self-employed workers is so important. If you can’t work, […]

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Pennsylvania Uncategorized Topics: LTD Benefits Blog

June 14th, 2025

What Role Does Your Doctor Play in a Long-Term Disability Claim?

If you’re filing for long-term disability (LTD) benefits, your doctor’s role significantly affects your claim outcome. Insurance companies don’t just take your word for it—they rely heavily on medical documentation and your physician’s opinion. Strong doctor support for your LTD claim can make a significant difference, as clear, consistent notes from your healthcare provider help […]

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Pennsylvania LTD (Long Term Disability) Benefit Advocates Blog

June 1st, 2025

How Chronic Fatigue Syndrome Impacts Long-Term Disability Claims

Chronic Fatigue Syndrome (CFS), also known as Myalgic Encephalomyelitis (ME/CFS), is a complex, disabling condition. It affects millions in the U.S. and often makes working full-time impossible. Unfortunately, filing a successful chronic fatigue syndrome disability claim can be difficult. If you’re struggling to work due to CFS, long-term disability (LTD) benefits may be key to […]

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Pennsylvania LTD Information Blog

May 22nd, 2025

Understanding the Fine Print in Long-Term Disability Insurance Policies

As expected, Pennsylvania long-term disability insurance needs policies involve lengthy, detailed contracts. Unfortunately, you can’t merely skim your policy documents. Understanding the fine print is crucial for your case, particularly if your insurer denies your disability claim or tries to reduce your benefits. How Long-Term Disability Insurance Works Long-term disability (LTD) insurance provides income if […]

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Pennsylvania LTD Information Blog

April 22nd, 2025

Long Term Disability Surveillance By Insurance Companies

If you filed for long-term disability (LTD) benefits in Pennsylvania, you might assume the insurance company will only use the evidence in your claim to determine your eligibility. This is not the case. Insurance companies regularly perform thorough investigations to determine whether claimants are eligible for benefits and legal options. They include using long-term disability […]

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