Long Term Disability Law Blog

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If you were disabled in an accident or by an illness and weren’t able to return to work as a result of your disability, you could seek benefits for the income you lost through a long term disability insurance policy. If you were disabled in a work-related accident and can’t return to work, you could […]

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Becoming disabled as a result of an on-the-job injury can be a frightening prospect. Worker’s comp or short-term employee benefits may cover the immediate cost of the injury and hospitalization. Some states offer temporary benefits to enable injured workers to get back on their feet. But if the doctor decides you are permanently disabled, your […]

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If you’ve filed an insurance claim for long term disability due to a work-related injury, you’ve already heard from countless people that your claim will probably be denied. It is unfortunate but true that most disability claims are rejected the first time they are sent to the insurance company. Some of these denials are for […]

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When you married, you and your spouse understood that you would share everything—bed, food, time, and income. That’s normal, and it’s what you want to do with the person you love. As your family has grown, the idea of sharing has expanded. But now you’re disabled and are applying for long-term disability benefits. Will your […]

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October 1st, 2021

How to Appeal a Denial

It’s hard when you are disabled because of an accident or illness. The disability can take you away from your career or a job that brought you satisfaction and identification. Now that you are no longer able to perform your work, not only do you lose the thing that helped define you, but you are […]

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You’ve thought about what retirement might look like someday, but you always believed that you alone would make that call. Suddenly, because of an injury or other medical condition, you just can’t work a job with significant physical demands anymore. You’re experiencing frustration, confusion, and concern about what your future looks like. You can probably […]

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September 1st, 2021

Will Using CBD Hurt My Case?

The use of CBD products has exploded since 2018 when the federal Agricultural Improvement Act removed hemp-derived CBD from the list of Schedule I drugs subject to stringent regulation under the Food & Drug Administration (“FDA”). However, that doesn’t mean that every CBD product is legal, effective as a treatment, or harmless. As a result, […]

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This is an exclusive list – only 2.5 percent of Pennsylvania lawyers make the cut – and it’s an honor bestowed upon attorneys under the age of 40, or who have been in practice for 10 or fewer years, who are at the top of their game. Super Lawyers, an attorney rating service covering more […]

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This is a friendly reminder from your LTD lawyers at to make sure you read and fully understand your disability insurance policy.

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Abell & Capitan Law is comprised of some of Philadelphia, Pennsylvania, and Louisville, Kentucky’s most trusted disability insurance lawyers.

We’ve fought the big insurance companies.
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