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LTD applications Blog


LTD applications

December 1st, 2022

What Happens to My Social Security if I Go on Disability?

Typically, you can’t receive Social Security disability payments if you collect Social Security retirement benefits. However, you might be eligible for Supplemental Security Income (SSI) if you meet the requirements. The Social Security Administration (SSA) established the Social Security disability insurance program (SSDI) to bridge the gap between when employees can’t return to work due […]


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LTD applications

February 7th, 2022

The Social Security Disability Benefit Offset to Group Long Term Disability Insurance Benefits

Most group long term disability (LTD) insurance policies permit the insurance company to reduce the disabled claimant’s LTD benefit by the amount that he or she and their spouse or children/dependents receive in Social Security disability (SSD) benefits from the Social Security Administration. Once an award of SSD benefits occurs, the disabled claimant should promptly […]


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