Long Term Disability Law Blog

If your long-term disability (LTD) claim has been denied, you must submit an appeal letter to the insurance company to have your case reconsidered. This appeal letter is your opportunity to present evidence and arguments showing why you meet your insurance policy’s definition of disabled. A long-term disability appeal letter sample can help guide you […]

When you’re facing a disabling medical condition that prevents you from working, you’ll need your doctor’s support to get approved for disability benefits. But what happens if your doctor refuses to fill out your disability forms? Can a doctor legally refuse to complete the paperwork you need for your disability claim? The short answer is […]

If you’re unable to work due to a disability, you may be wondering, “Can you collect long-term disability and Social Security at the same time?” The answer is yes; you can receive both types of benefits simultaneously. However, it’s essential to understand how these two programs interact and the potential impact of collecting both on […]

Did you suffer an injury or medical impairment that affects your ability to work but hasn’t completely stopped you? If so, you might qualify for partial disability benefits if you have insurance through your employer or purchased it yourself. These benefits pay a percentage of your missing income, helping you make ends meet while your […]

Is a mental health issue interfering with your ability to do your job in Philadelphia, Pennsylvania? If so, you might wonder if mental health short-term disability benefits are available. Short-term disability benefits can replace part of your wages when a health condition negatively impacts your ability to work. Technically, it may be possible for you […]

Has an insurance company denied your claim for long-term disability benefits in Philadelphia, Pennsylvania? You can submit an appeal if so. How long does a disability appeal take? There’s no universal answer to this question. That said, the law typically requires insurance companies to make decisions about appeals within a reasonable timeframe. The Process of […]

Filing a disability insurance claim in Philadelphia, Pennsylvania, is a way to seek financial assistance when you can’t work. Disability insurance helps when illness or injury prevents you from working and earning an income. However, it’s important to be aware of pre-existing condition exclusions, which may affect your eligibility for benefits based on prior health […]

A disability doesn’t have to permanently or totally prevent you from working to affect your finances. Maybe you’re a Philadelphia, Pennsylvania, worker whose disability partially limits their ability to perform work duties. Losing some ability to work can reduce income. Disability benefits may help when an injury or illness affects earning capacity. Check the relevant […]

Long-term disability (LTD) benefits in Philadelphia, Pennsylvania, can help cover living expenses if you can’t work. When you have a disability, the question of returning to work as you improve can lead to other concerns. For example, you’ll lose LTD benefits if you start working again. What happens if your condition worsens? If you need […]

Former partner and attorney Joshua Erik Abell exited the law firm in December of 2023, resulting in the closure of the firm’s Kentucky law office. The law firm’s remaining partner, Joe Capitan, continues to service the law firm’s clients from the firm’s Pennsylvania law office along with associate attorney Greg Scott and staff. Due to […]