Cervical Radiculopathy Disability Lawyers
If you are suffering from cervical radiculopathy, you may be eligible for long term disability benefits. Cervical radiculopathy, commonly referred to as a pinched nerve or nerve root compression, is when a nerve becomes damaged after one of the nerve roots near the cervical spine becomes compressed. Your cervical spine is the seven vertebrae that make up your neck. Damage to these nerves can cause pain, numbness, and loss of sensation from the neck to the hand, depending on which nerve is damaged.
Cervical radiculopathy is a debilitating disorder that makes it difficult to work and enjoy life. If you suffer from this condition or think that you might, contact a back and spine disability insurance lawyer from Abell and Capitan Law today to see if you qualify for long-term disability insurance benefits. Call us at (267) 419-7888 to schedule your free consultation.
Why Do I Need a Long Term Disability Insurance Attorney?
Long term disability benefits are notoriously hard to access. Claim applications are often written in confusing legal language, and applicants must adhere to a set of complex deadlines or risk having their claim denied. Hiring an experienced disability insurance law attorney can help you determine if you are eligible for benefits, and if so, help ensure your claims process goes as smoothly and as efficiently as possible. Additionally, navigating life with a debilitating disability like cervical radiculopathy can be overwhelmingly stressful, and many people find that having professional legal support lifts some of the burden off them and their families.
Always consult with an attorney before accepting any money from an insurance provider or signing any legal documents. An insurance provider may offer you a one-time settlement in exchange for you to drop your benefits claim. It is crucial to consult with a lawyer to ensure you’re getting a fair deal. It is very difficult, even impossible, to undo once you sign a document, even if you find out you were entitled to more benefits. Your attorney may be able to negotiate better benefits for you.
Unfair Practices in Long Term Disability Claims
As an insurance policyholder, you have a reasonable expectation that your insurer will honor the terms of the policy you paid for. If you need to file for long term disability benefits and find that the insurance company is unfairly denying, delaying, or underpaying your claim, you have the right to hire an attorney to help you get the full and fair benefits to which you’re entitled.
Some examples of an insurance company engaging in unfair practices include:
- Denying benefits claims without reason
- Unfairly delaying a claim
- Underpaying a claim
- Requesting excessive or duplicate documentation
If this has happened to you, or if you’re facing another issue getting the LTD benefits you are entitled to, be sure to contact an experienced long term disability lawyer for help.
Why Should I Use Abell and Capitan Law?
At Abell and Capitan Law, we are one of a few national law firms with an exclusive focus on disability insurance law. This highly complicated area of law deserves a highly nuanced understanding, yet many firms that handle disability insurance cases do so as a very small part of their practice. By narrowly focusing on disability insurance, our firm has developed a highly-skilled, expert understanding of this area of law, and is uniquely equipped to face large insurance corporations.
We understand that many worry about the financial cost of hiring a lawyer. At Abell and Capitan Law, we believe that anyone should be able to access high-quality legal representation, which is why we operate on a contingency-fee-basis.
We offer a 100-percent free initial consultation, where you can tell us about your spinal condition, ask questions, and we’ll get started on your case. Give us a call today at (267) 419-7888 to schedule your consultation.
Cervical Radiculopathy Causes and Risk Factors
There are several causes of cervical radiculopathy, including a ruptured disc, degenerative bone changes, arthritis, or injury. In younger people, cervical radiculopathy is most likely caused by an injury that causes a ruptured or herniated disc. Discs can herniate if you bend, lift, twist, or pull heavy objects with improper form.
Less commonly, cervical radiculopathy can be caused by infections, cancerous tumors, or benign spinal growths.
There are several risk factors that have been linked to an increased risk of cervical radiculopathy. You may have an increased risk if you:
- Are white
- Smoke cigarettes
- Lift heavy objects
- Frequently dive into a pool from a diving board
- Drive equipment that vibrates
- Are a golf player
- Have had radiculopathy in the past
The primary symptom of cervical radiculopathy is pain that radiates into the arm, neck, upper back, shoulders, and/or chest. This pain is often limited to one side of the body. Other symptoms include:
- Sensory issues such as numbness, loss of sensation, or tingling
- Motor issues such as weakness, poor coordination, loss of reflexes, loss of mobility
Long Term Disability Benefits for Cervical Radiculopathy
If you suffer from chronic, debilitating cervical radiculopathy, you may qualify for long-term disability benefits. In general, to qualify for benefits your condition should present the following:
- Limited cervical spinal mobility
- Loss of sensation or reflexes
- Muscle weakness
It is also helpful to have objective diagnostics, such as MRIs, x-rays, and CT scans to provide evidence of your condition. You also must have a record of your medical treatment history and their effects on your body. For example, spinal fusion surgery is often effective in treating cervical radiculopathy. You must prove that you have exhausted treatment options to be eligible for long term disability benefits.
Sometimes, long term disability claims are denied. This is due to a variety of factors — the stringent requirements that your condition must meet, as well as the difficulty of correctly submitting a claims application. Many people suffering from spinal issues find hiring an attorney extremely helpful in getting the full benefits they’re entitled to.
Contact A Long Term Disability Insurance Attorney
The knowledgeable and skilled long term disability attorneys at Abell and Capitan Law are ready to help you get the benefits you need if you are living with cervical radiculopathy. We understand the impact that this condition can have on your life, and we are here help you get the benefits you need and deserve.
We are ready to fight for you. Call us today at (267) 419-7888 to schedule your 100-percent free initial consultation.