Prospect Long Term Disability Lawyers

child with skinned knee When you are having trouble securing the long term disability benefits that you deserve, you may benefit from legal assistance. Perhaps you are about to file a long term disability claim and need some help explaining your unique situation in the application, or maybe your claim was denied and you need someone to guide you through the appeals process. You may have even reached the point where the only option left is to file a lawsuit to obtain the benefits you desperately need.

If this sounds familiar to you, or if you are having other trouble with long term disability benefits, the attorneys of Abell and Capitan Law are here to help. Our attorneys have spent their entire legal careers fighting for the rights of disabled individuals. We are passionate about what we do, and we will work hard to help you. Contact us or call us at (267) 419-7888 today for a free consultation to discuss your options.

Why You Need a Long Term Disability Attorney

Disability law is complicated, and it is crucial that you choose an attorney who is experienced in this area. A typical personal injury lawyer will not have the skills or experience necessary to help you the same way we can. The stakes are high with long term disability cases, and your insurance company’s top priority is, unfortunately, to make a profit rather than to help you.

These insurance companies have many strategies to pay you less than you deserve, but our attorneys will combine their knowledge of the law with their passion for justice to attempt to secure the full benefits you are legally entitled to.

Our skilled attorneys can help in various stages of the disability claim process including:

Long Term Disability Applications – Most individuals choose to file a long term disability application on their own, without legal assistance. While this is often successful, individuals with more challenging and unique situations may benefit from legal counsel from the beginning to avoid having their applications rejected.
Long Term Disability Appeals – If your long term disability application has been denied or the insurance company has stopped paying benefits after you were previously approved, you may have only one chance to correctly appeal their decision. Mistakes during the appeals process can make it more difficult, if not impossible, to obtain the benefits you deserve. It is crucial that you have an experienced attorney on your side to submit evidence to the insurance company to support your claim.
Long Term Disability Settlements – Sometimes, once a claim has been approved, the insurance company will offer a one-time lump sum payment instead of continued monthly payments. Disabled individuals should seek legal counsel before accepting a settlement to ensure that it is the best choice for their long-term needs.
Long Term Disability Lawsuits – When an appeal is denied or disputes arise during the claim process, sometimes the only choice is to file a lawsuit against the insurance company to recover the benefits you are owed. If you are facing this situation, you need an attorney with extensive experience in disability benefits who will take the time to understand your case and fight for you in court.
Long Term Disability Claim Management – Sometimes even after your claim is approved, there are situations that can come up that require legal attention. If the insurance company asks you to have in-person interviews or medical exams or conducts video surveillance, it can be helpful to seek the advice of an attorney. If your claim goes under review or the insurance company consistently requests updated records, an attorney can also help you respond to their requests correctly to avoid misunderstandings.

car accident At Abell and Capitan Law, we know how much you depend on long term disability benefits to maintain your livelihood. The decisions made by the insurance company now could impact you for the rest of your life, so it is essential that you seek help from an attorney who has extensive experience with securing long term disability benefits.

Why Choose Us?

When attorneys Erik Abell and Joe Capitan first founded Abell and Capitan Law, their primary goal was to fight for disabled individuals whose disability claims had been wrongfully denied. Since the firm’s founding, our attorneys have built a reputation for being hardworking and knowledgeable and for their excellent communication with clients. Although our offices are in Pennsylvania and Kentucky, we are able to represent people throughout the country in most situations.

Joe Capitan manages the local offices in Pennsylvania, and he has been named a rising star for eight years in a row. Born and raised in Pennsylvania in a working-class home, Joe takes great pride in helping hardworking people secure the disability benefits they deserve.

We operate on a contingency fee basis, which means that you will not owe us anything until we successfully help you secure long term disability benefits.

Insurance Companies We Have Fought

Each insurance company has its own nuances that can affect the claim process. Our attorneys have experience advocating for individuals who are insured through:

We also have experience fighting against many other companies on behalf of our clients. We pay great attention to the details of each case, including the unique aspects of the insurance company we are dealing with.

Contact a Prospect Long Term Disability Lawyer Today

The fight for long term disability benefits can be a long, tedious process that can last months or even years. Insurance companies will work hard to find loopholes to avoid paying you. The paperwork and evidence you must provide may seem endless. Although it can be daunting, having a skilled attorney on your side will help you feel more confident throughout the process.

The attorneys at Abell and Capitan Law are committed to working hard on your behalf every step of the way. We understand that the results of your long term disability insurance claim will impact you for the rest of your life, and we will do everything in our power to help you secure those benefits that you need. Contact us today at (267) 419-7888 for a free consultation.

Written by : Erik Abell & Joe Capitan

Last Updated: July 18, 2022

Tell Us your Story

Testimonials

The difficulties I faced when my CIGNA / New York Life LTD claim was denied were by far larger than I expected. I have never set a foot in USA, but used to work for a US organization here in Europe. Being fully accustomed to my local legal and cultural conditions had not prepared me in the least to even understand the US legal system, much less to deal with it. I can truly say that it was my lucky day when while browsing through internet and trying to make sense of the confusing situation, I stumbled upon the website of Abell and Capitan Law firm. They provided information and possible strategies, answered many naïve questions I asked them in my poor, heavily accented English, showed compassion, gave comfort and went above and beyond what I had expected from legal counsels. Words cannot express my gratitude for the competence, professionalism and patience they displayed and the solid, detailed work they did, in spite of the obstacles that dealing with two profoundly different medical systems put in their way. My special thanks go to Greg, a truly amiable, reliable, diligent and simply kind person, who puzzled my European mind by working the case tirelessly during weekends and even on his vacation, always putting his clients first, never letting the need for rest overcome the passion he has for his profession.

Joe was referred to my by a well known and respected attorney. I hired Joe shortly thereafter , his work ethic , knowledge of the law is unparalleled. I was never in the dark about anything, he was always honest and forthright which led to very successful outcomes in my cases. I highly recommend this Attorney.

Chad

I contacted Mr. Joseph Capitan to discuss my LTD claim after my insurance company had denied my original claim. My situation required a seasoned attorney to help me with my difficult LTD case. After many months my LTD claim was reinstated. He followed my case closely and kept me informed all thru the process. He is hard working and a dedicated attorney and uses his strong expertise and professionalism to gain the desired result. His honesty with me all during this process was greatly appreciated. It is not often you find an attorney with Joe’s expertise. I would like to personally thank Mr. Joseph Capitan for working with me during the appeal process and to get my LTD reinstated after was wrongfully denied. I would highly recommend Joe for handling any disability claim.

anonymous

I was lucky to find Joe to handle my disability claim. He always takes the time to let you know where you are in the claim process and to make sure that you understand what needs to be done. When I received a denial for my disability claim, Joe told me that he believed in my case and worked hard getting me approved. I know that I couldn't have done it without him. I would definitely recommend Joseph Capitan to handle your disability claims. He is very understanding and will work hard for you.

Karen

I was looking for a lawyer to handle a complicated disability case. No one was willing to take the case but Joseph Capitan. I was concerned because he practices in PA and I live in NJ. He calmed me and said it shouldn't be a problem. And it wasn't! Not only did he settle the case, he got me more money, which took care of his bill. I paid no out of pocket expenses and my case is settled. I would definitely recommend Joseph Capitan to others.

Laura Ellen

Joe Capitan successfully represented me in a Social Security Disability case. Joe, or a member of his staff basically held my hand during the grueling two and a half year process. I have recommended him to one of my best friends

Chuck

Laura

Erik was referred to me as an out of state attorney to assist me with my long term disability claim. I was very impressed with how quickly he responded to my case and concerns. He was thorough and explained everything to me. Anytime I reached out to him he responded typically within 24 hours. I am so grateful and appreciative for his assistance with my claim and I can breathe easy again knowing that he got the insurance company to pay out for my disability!

Kellene

Anonymous

After searching for a lawyer to take my case, I found Erik, and am so happy that I did! He was very easy to talk to and made a professional relationship with me. He does what he says he will do, gives sound legal advice, with easy to understand language, his knowledgeability of the law was outstanding. It was a pleasure working with him to win my case! I would refer anyone to him that needs a great lawyer on their side.

Debra

Chuck

Greg was recommended to me from a friend and I am thankful for that. I was very nervous to go through the disability process but Greg was so knowledgeable and helpful through it all. He helped every step of the way. He was very kind and kept in touch with me throughout the process which I really appreciated. Greg worked hard and successfully represented me in my disability claim, and I 100% would recommend him. Thank you from the bottom of my heart.

Diane