Long Term Disability for Chronic Fatigue Syndrome Attorney
If you have chronic fatigue syndrome and are pursuing long-term disability benefits because you are unable to work, you may benefit from working with an attorney who specializes in long term disability insurance. Chronic fatigue syndrome (CFS) is sometimes difficult to diagnose and document clinically, yet it can cause severe symptoms that greatly affect a person’s physical and mental health and their ability to work.
The long term disability for neurological and cognitive disorders attorneys of Abell and Capitan Law will help you collect the proper documentation and evidence you need to apply for long term disability benefits, appeal a claim that was denied or fight an insurance company for benefits you have been wrongfully denied.
Our offices are in Kentucky and Pennsylvania, but we are able to assist people who suffer from chronic fatigue syndrome across the United States as they pursue long term disability benefits. Contact us today at (267) 419-7888 for a free consultation.
Why Choose Abell and Capitan Law?
Long term disability law is very different from other types of legal practice. Our attorneys focus all of our attention on helping disabled individuals secure the benefits they desperately need when they are unable to work. We have experience fighting many of the major insurance companies and we have the skills necessary to handle each company’s unique policies and processes.
Our attorneys have an unmatched commitment to serving disabled individuals across the United States. Former clients describe our attorneys as hardworking, professional, and good communicators. Our attorneys have also received professional honors, such as being named a “Rising Star,” that recognize their exceptional work.
What Is Chronic Fatigue Syndrome?
There are many symptoms that commonly go along with chronic fatigue syndrome. In general, it is defined as extreme fatigue lasting at least six months that is not attributed to an underlying medical condition. Physical and mental activity can make the exhaustion worse, and it does not improve with rest.
Some other symptoms that are common with chronic fatigue syndrome include:
- Trouble with memory
- Inability to focus
- Sore throat
- Tender lymph nodes
- Unexplained joint pain
- Unrefreshing sleep
- Muscle pain
These symptoms can also be related to many other illnesses and conditions, which makes CFS difficult to diagnose. The symptoms alone are not enough to qualify you for long term disability but it is important to demonstrate the effects these symptoms have on your ability to work. You will need to provide extensive clinical and laboratory records to the insurance company. The attorneys of Abell and Capitan Law are familiar with the requirements and we will help you gather the appropriate documentation to submit as evidence.
Qualifying for Disability with Chronic Fatigue Syndrome
In order to qualify for long term disability benefits with chronic fatigue syndrome, you will need to prove that your condition prevents you from being able to work. Even if you are still able to perform some tasks, you may qualify for disability if the workplace would have to make accommodations that are not reasonable. For example, needing frequent breaks throughout the day may not be reasonable in many workplace settings.
Some common workplace functions that may be impacted by chronic fatigue syndrome include:
- Pushing and pulling
Your doctor will need to provide an assessment of your ability to perform the functions related to your line of work. Under most long term disability policies, for the first two years, you may receive disability benefits if you are unable to work in your own occupation. After two years, you may continue to receive benefits if you are unable to work in any occupation.
Each policy is different, so an attorney will be able to help you understand the specifics of your policy and help you pursue the full amount of compensation you are owed.
How a Lawyer Can Help You
A long term disability attorney can help you through many situations that can arise while seeking long term disability benefits.
- Application – Our attorneys can help you complete the application process correctly from the beginning to ensure you submit sufficient evidence and documentation to prevent problems down the road.
- Appeals – If the insurance company denies your claim, you have one chance to make an appeal. If not done correctly and it is denied again, you will have a difficult if not impossible battle for the benefits. Our attorneys will help you submit the proper evidence and handle any disputes that arise.
- Settlements – Sometimes the insurance company will offer a lump sum payment rather than monthly payments. In some cases this is beneficial, but it is often a way for them to pay you less. An attorney can help you assess their offer to determine whether it is beneficial to accept it.
- Lawsuits – After all other options to obtain long term disability benefits are exhausted, sometimes it is necessary to take the insurance company to court. When this happens, our attorneys fight hard to secure compensation for our disabled clients.
- Claim management – Even after a claim is approved, insurance companies may request additional documentation, require in-person medical visits or interviews, or request other information that could impact your payments. An attorney can help you submit the proper documentation to avoid miscommunication and disputes.
Contact a Chronic Fatigue Syndrome Disability Attorney
Fighting for long term disability insurance benefits can be a long and difficult process. While you are feeling physically and mentally exhausted, the endless requests from the insurance company and confusing information they provide can be frustrating. The decisions made by the insurance company can have lasting impacts on your finances.
When you are pursuing long term disability benefits for chronic fatigue syndrome, you need an attorney who understands the legal complexities that surround long term disability insurance. No matter where you live in the United States, the attorneys of Abell and Capitan Law are here to help. We understand how difficult and frustrating this time is for you, and we want to make things easier.
We operate on a contingency fee basis. This means that you do not owe us anything upfront, and you will not owe us anything until we successfully secure long term disability benefits for you. Contact us today at (267) 419-7888 for a free consultation to discuss your case.