Failed Back Syndrome Disability Lawyers
If you are suffering from failed back syndrome, you may be eligible for long term disability insurance benefits. Failed back syndrome is actually a bit of a misnomer, as it is not a syndrome, but a term that describes the condition when surgery fails to alleviate a patient’s back or neck pain. This is a chronic, painful, and debilitating condition that can have devastating implications on an individual’s life.
If you have had back surgery that has failed to relieve you of your back pain, you should contact a back and spine disability insurance lawyer from Abell and Capitan Law today to see if you are eligible for long-term disability insurance benefits. Give us a call at (267) 419-7888 to schedule your free consultation.
Why Should I Hire An Attorney?
Accessing long term disability benefits can make a huge difference in an individual’s life, but obtaining these benefits can be complicated. In some instances, your insurer may delay or deny your claim, which can be a stressful experience for you, the policyholder.
If you are suffering from debilitating chronic pain, you might have trouble completing the multitude of tasks related to making a long term disability claim, which can include obtaining medical records, filling out paperwork, and more. Fortunately, an experienced long term disability attorney can handle all legal aspects of your case, taking the burden off you while you seek treatment and get the rest you need.
An attorney will also negotiate with the insurance provider on your behalf, and ensure you’re getting the best deal possible. You should never sign any legal documents or accept any money without first consulting an attorney to make sure you’re getting the compensation to which you are entitled.
Unfair Practices in Long Term Disability Claims
While we trust that the insurance companies we purchase policies from will honor the terms of the agreement when and if we have a valid claim, sometimes these companies may not be willing to pay you what you’re owed. When this happens, it is crucial to hire an experienced attorney to help you get what you’re entitled to under your policy. There are a wide variety of reasons why an insurer might fail to deliver what was promised to you, and most of them come down to saving the company (and by extension, their shareholders) money by denying or underpaying claims. Some common examples of how the insurance company might engage in unfair practices:
- Requesting excessive documentation
- Requesting duplicate information
- Delaying your claim for an unreasonable amount of time
- Denying a valid claim
- Attempting to underpay your claim
If you are having trouble getting the long term disability benefits that you’re entitled to according to your policy, don’t despair. The experienced LTD lawyers at Abell and Capitan Law have the skills, resources, and experience necessary to help you get what you’re owed.
Why Should I Use Abell and Capitan Law?
Abell and Capitan Law is one of only a few national law firms that focuses exclusively on disability insurance cases. Most law firms that take on disability insurance cases do so as only a small part of their overall practice, meaning they tend to be less experienced in this highly complicated area of the law. We focus on disability insurance law all day, every day, whereas other law firms may only see one or two disability insurance cases a year. Our narrow focus on long term disability insurance law means that we are highly experienced and knowledgeable in the area.
We offer a 100-percent free initial consultation where you can tell us about your condition and ask questions. Call us today at (267) 419-7888 to schedule your consultation.
Failed Back Syndrome
Failed back syndrome, also called failed back surgery syndrome, describes a condition when patients have received one or many back surgeries that have failed to alleviate their pain. Back surgery is generally only able to accomplish the following:
- Decompress a pinched nerve root
- Stabilize a joint
If back pain is caused by something else, surgery may not be able to relieve pain. A major reason that patients do not find relief after surgery is that the focus of the operation was not, in fact, the cause of the patient’s pain.
Certain surgeries are much more likely to alleviate pain symptoms than others. These include:
- A discectomy (an operation to remove inflamed material pushing on a nerve) for a lumbar disc herniation causing leg pain is much more likely to alleviate pain than a discectomy for a lumbar disc herniation causing low back pain
- Spinal fusion surgery for spinal instability is more likely to be successful than a fusion surgery for multi-level lumbar degenerative disc disease
No one wants to go through painful and expensive surgery only to have it fail to alleviate symptoms or even worsen symptoms. It’s important to exhaust all other treatment options before attempting surgery.
Long Term Disability Benefits for Failed Back Syndrome
In order to qualify for long term disability benefits, you typically must prove that you meet several requirements, including:
- Your disability has or will keep you from working for at least one year
- You are unable to work in any occupation for which you are qualified
- You can demonstrate a medical cause for your back pain. This can include a doctor’s diagnosis, past treatments and response to treatment, and MRIs, x-rays, and CT scans
- You have exhausted options to treat your back pain
As mentioned above, it can be challenging to secure the benefits you need and deserve, even though you paid your insurance premiums and expected the insurance company to honor your policy. Furthermore, individuals with severe and disabling back pain can find it difficult to merely function, let alone figure out how to apply for benefits or appeal a denied claim. Hiring an experienced long term disability insurance lawyer can help ensure that you get the fair benefits you’re entitled to.
Contact a Failed Back Syndrome Disability Insurance Lawyer
The knowledgeable long term disability lawyers at Abell and Capitan Law are ready to help you if you have suffered a disabling back injury. We understand how incredibly difficult it is for families to experience failed back syndrome — we sympathize with the disappointment of one or many failed surgeries. We also recognize that financial benefits cannot heal all wounds or reduce pain, but reducing financial pressure can be a huge relief.
For assistance with your long term disability claim or help appealing a denied claim, contact us today by calling (267) 419-7888 and scheduling your free consultation.